But in law convictions get 'spent' to allow for rehabilitation. It's not legal to load the premiums of a drink driver, for instance, for the rest of his life because he a few jars too many as a teenager.ZacNaloen wrote:That doesn't make sense, and if true undermines the whole point of the FPP test
The test is to determine if he's ever been guilty of such an offense as that suggests bad things about cahracter, not if he is currently guilty and serving. Otherwise it's worthless.
CCJs stay on your record for six years even when they're paid.TFF wrote:But in law convictions get 'spent' to allow for rehabilitation. It's not legal to load the premiums of a drink driver, for instance, for the rest of his life because he a few jars too many as a teenager.ZacNaloen wrote:That doesn't make sense, and if true undermines the whole point of the FPP test
The test is to determine if he's ever been guilty of such an offense as that suggests bad things about cahracter, not if he is currently guilty and serving. Otherwise it's worthless.
FPP would fail in the courts if you were able to go back as far as you liked to examine a person's character. "But m'lud, I'm assured that John Hurst used to cheat at conkers in the playground"
by weybridgewanderer » 05 Dec 2014 08:20
05 Dec 2014 08:20and then they're 'spent'?Ian Royal wrote: CCJs stay on your record for six years even when they're paid.
?weybridgewanderer wrote:Points stay on your license fr a period of time after being "spent" and still impact your insurance premiums
by Angry Shed Sex » 05 Dec 2014 16:22
05 Dec 2014 16:22I've recently got a direct line quote - I've just retrieved the questionnaire you have to fill in. One of the questions is:TFF wrote:and then they're 'spent'?Ian Royal wrote: CCJs stay on your record for six years even when they're paid.
?weybridgewanderer wrote:Points stay on your license fr a period of time after being "spent" and still impact your insurance premiums
After the points are 'spent' which (and I had to google cos I've never had any) is 4 or 11 years you can get them taken off and you don't have to disclose them to anybodty
A criminal conviction can be anything from a prison sentence to a fine for littering or a speeding conviction – all types of offence count, however minor.
Only unspent convictions matter. Even if asked, you do not have to disclose any convictions that are spent. Convictions become ‘spent’ a certain time after the date of conviction, and after that they’re not allowed to count against you. That’s the law according to the Rehabilitation of Offenders Act 1974.
by weybridgewanderer » 06 Dec 2014 10:12
06 Dec 2014 10:12TFF wrote:and then they're 'spent'?Ian Royal wrote: CCJs stay on your record for six years even when they're paid.
speeding points are spent after 3 years, stay on your license for 4, but your insurer will ask about any for 5weybridgewanderer wrote:Points stay on your license fr a period of time after being "spent" and still impact your insurance premiums
After the points are 'spent' which (and I had to google cos I've never had any) is 4 or 11 years you can get them taken off and you don't have to disclose them to anybodty
by Angry Shed Sex » 09 Dec 2014 12:35
09 Dec 2014 12:35You may not have to but if the insurance company find out they may use it as an excuse not to provide monies arising from a claim. I have personal experience of this.TFF wrote:Well they're very bad people
https://www.moneyadviceservice.org.uk/e ... conviction
A criminal conviction can be anything from a prison sentence to a fine for littering or a speeding conviction – all types of offence count, however minor.
Only unspent convictions matter. Even if asked, you do not have to disclose any convictions that are spent. Convictions become ‘spent’ a certain time after the date of conviction, and after that they’re not allowed to count against you. That’s the law according to the Rehabilitation of Offenders Act 1974.
by AthleticoSpizz » 11 Dec 2014 19:02
11 Dec 2014 19:02Users browsing this forum: Google [Bot] and 140 guests